What is Tropykus? Recent News, Fundraising and Token

Key Takeaways

• Tropykus is a DeFi protocol built on the Rootstock (RSK) blockchain, focusing on savings and lending in Bitcoin and stablecoins for users in Latin America.
• It enables users to deposit assets like RBTC, DOC, USDT, and RIF to earn yields or borrow against collateral, emphasizing financial inclusion in emerging economies.
• The protocol emphasizes security through Bitcoin's network and has integrated with wallets like Beexo for mobile accessibility.

What is Tropykus?

Tropykus is a decentralized finance (DeFi) protocol designed to provide secure savings and lending services using Bitcoin and digital dollars, primarily targeting users in Latin America to protect against currency devaluation. According to its official website, Tropykus allows individuals to save and borrow in assets like Bitcoin (RBTC) and stablecoins such as DOC and USDT, operating on the Rootstock (RSK) blockchain for enhanced security and accessibility (source: tropykus.com).

How Does Tropykus Work?

Tropykus functions as a lending and borrowing platform where users can deposit cryptocurrencies as collateral to earn yields or take out loans. Users connect a compatible wallet, deposit assets into markets like RBTC, DOC, USDT, or RIF, and can then borrow against their collateral while maintaining a required collateralization ratio to avoid liquidation. The protocol leverages Rootstock's merge-mining with Bitcoin for security, ensuring transactions are backed by Bitcoin's hash power (source: tropykus.com and GitHub repository at github.com/Tropykus/protocol-rsk).

Interest rates are determined algorithmically based on supply and demand within each market, with borrowers paying interest that is distributed to lenders. Features include a liquidation mechanism for undercollateralized positions, and recent updates have added front-end tools for managing loans and integrations with mobile wallets for easier access (source: recent X posts from @tropykus and defillama.com/protocol/tropykus-finance).

What Makes Tropykus Unique?

• It focuses on social impact by providing fair financial products to underserved populations in Latin America, using Bitcoin-based DeFi to combat inflation and devaluation (source: rootstocklabs.com/blog/tropykus-finance-defi-en-bitcoin-con-impacto-social).
• Tropykus operates natively on Rootstock, benefiting from Bitcoin's security without needing wrapped assets, which differentiates it from Ethereum-based DeFi protocols (source: observatorioblockchain.com/defi/que-es-tropykus-finance-bitcoin-sobre-defi-para-prestamos-o-microcreditos-en-latinoamerica/).
• The protocol offers specialized markets for micro-savings and microcredits, with features like a 3% annual yield on BTC deposits, aimed at promoting financial inclusion (source: es.cointelegraph.com/news/tropykus-announces-service-of-loans-and-deposits-with-cryptocurrencies-in-latam).

Tropykus Native Token

TGE Information

Recent News & Fundraising

• In October 2025, Tropykus announced integration with Beexo Wallet, a mobile-first, multi-chain wallet, to enhance native support for Rootstock-based assets and improve user accessibility (source: X posts from @tropykus).
• The protocol shared educational content on liquidation rules and the role of Bitcoin miners in Rootstock, highlighting ongoing efforts to educate users and maintain platform stability (source: X posts from @tropykus).
• Earlier in 2023, Tropykus experienced an exploit resulting in a loss of approximately 10% of its total value, but it has continued operations with updates focused on security and user tools (source: medium.com/@IndependentAcademy/tropikus-report-aftermath-of-the-exploit-a0118ee43eaa).